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Lending

Personal Loans
Thinking about buying a car, taking a vacation, or getting that new computer for your home? Talk to Citizens Bank of Kansas, N.A., first. Maybe you would like to secure a loan with your CD or savings account so you can have access to cash while still allowing your investment work for you. Whatever your needs, we have terms, rates, and payment options for your situation. Use our online application or contact your neighborhood branch to find out what we can do for you.

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Home Equity Lines of Credit (HELOC)
Unlock the equity that you have in your home and put it to work for you. These flexible loans allow you to borrow what you need, when you need it. Whether you want to make a major purchase, consolidate your debt, remodel your home, or pay for college expenses, the flexibility, tax benefits, and great rates offered in a Home Equity Line of Credit might be the solution.

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Business Loans
Businesses come in all shapes and sizes, and so do our business loans. Whether you’re just getting started or you’re an established business looking to fund future growth, talk to Citizens Bank of Kansas, N.A., about the resources we have to offer you – including traditional loans, SBA loans, and alternative lending options. Contact your neighborhood branch for more information.

Atlanta | Isabel | Kingman | Medicine Lodge | Pratt | Pretty Prairie | Sylvia | Turon | Wichita | Winfield 

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Mortgage Loans
Take the hassle out of your mortgage loan application by letting a Citizens Bank of Kansas, N.A., representative help you through the process. With our personal approach to mortgage lending, we can offer superior service and excellent rates at a term that suits your needs. More importantly, your loan stays right in your neighborhood branch, so you never have to call an 800-number or listen to a recording to talk to someone about your mortgage loan.

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Agriculture Loans
Citizens Bank of Kansas, N.A., understands that farmers and ranchers need financial representatives who speak their language and have first-hand knowledge of agricultural business needs. Our agriculture loan officers can help with everything from basic ag lending to assistance with government lending programs specifically designed for farmers and ranchers. Call your neighborhood branch today to see what our representatives can do for you.

Atlanta | Isabel | Kingman | Medicine Lodge | Pratt | Pretty Prairie | Sylvia | Turon | Wichita | Winfield 

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